How much should we invest in computer security? Let’s not be alarmed, it is not necessary to dedicate half of our budget, but we do need to start dedicating budget items for our protection and security and that of our clients, who, after all, are the ones who sustain our business. We are going to review why we are at risk from these threats and how much we should invest in these tasks.

We are all at risk dedicating resources to computer security should no longer be optional, since all companies are at risk, especially the smallest ones. And it is that until 2019, attacks are taking place every 39 seconds and 43% of data leaks occurred against small organizations according to a recent study by the University of North Dakota. Attackers go after SMBs because they know they have a better chance of success due to less dedication to security. These studies show that cyber attacks can cost more than a million euros in losses due to data loss and recovery efforts, not to mention the deterioration of our company’s image in the eyes of our customers and the industry.

How much should we invest in computer security some attackers use programs to find the password to our systems and break in using what is known as brute force attacks. Others use DDoS ( Distributed Denial of Service ) attacks, causing our infrastructure and systems to become overloaded and end up crashing. There is also the use of ransomware, which we already discussed in the article we quoted at the beginning of this one, which allows our data to be hijacked and not returned until a ransom has been paid for it.

These are just some of the many methods that bad guys use, so we need a company or professional dedicated to monitoring and preventing these attacks. If we look at the companies that invested in security a couple of years ago, they spent between 4% and 8% of their budgets on computer protection. Of course, these costs vary depending on the size of each company. If we only have a couple of employees, the investment can probably be less.

We must invest in hiring a technology company or professional – or assign a dedication to a member of our technology team with knowledge in the field – to focus exclusively on the computer security of our infrastructure, media, and services. Much of your work, aside from the necessary technical setups and precautions, will focus on training our staff on how to avoid scams, social engineering, and phishing techniques, some of the most vulnerable entry points into any organization. Not surprisingly, this summer the technology giant Twitter suffered one of these attacks with devastating consequences.

Free security good practices It is important to note that although computer security is a necessity today, many precautions can be put into practice without having to invest a lot of money:

• We can start with passwords, making them more complex by using numbers, letters, and special characters and making a point of updating them regularly.
• On the other hand, passwords for essential servers and services should only be known exclusively by those who need them, not by anyone else.
• Perform encrypted backups of all data automatically and regularly.
• Implement multi-factor authentication on our servers and services.
• Today, with remote work so present, we must provide our employees with access to our infrastructures through virtual private networks (VPN), thus including another layer of security in their incoming connections to our systems.

Working with secure suppliers improves our security If we implement management applications in our company, which can work on cloud servers that focus on security, as is the case with ‘s applications and servers, we are also investing in the security of applications and data and in those of our clients, because for us security is one of our priorities and as we mentioned before, our company and prestige depend directly on the security, stability, and efficiency of our client’s applications and data. We must all be aware of the value of technology and computer security because there is too much at stake to stay on the sidelines. Start investing in security right now and don’t regret it in the future.

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A home warranty is the best solution for a stress-free and hustle-free situation. It helps you to have a smooth sailing moving-in scenario into your new purchase home. Below is the possible information that can help you in getting your home warranty services. 

What is a Home Warranty?

If you’re buying a house, there are things that you need to consider before closing the deal with the seller. It is important to inspect all areas of the house to evaluate the possible appliances and other systems near its life span. A home warranty is a signed contract between you and the warranty company that offers certain services to alleviate unpredictable circumstances. 

In choosing the right home warranty company, make sure that it is highly recommended by many. To help you, you may visit your chosen company provider’s site and consider checking its rating and the review section. For satisfaction, you may consider checking the better business bureau’s site to see your chosen company’s real standing. Click Here to know more about home warranty.

The Coverage of Home Warranty

A home warranty is responsible for home repairs and replacement of your home appliances and systems. However, the coverage may differ from company to company and from plan to plan. Here is the list of general coverage that might be covered in the plan. It may include doorbells, kitchen appliances, HVAC, oven, ceiling fan, water heater, furnaces, washers, refrigerator, and electrical systems. 

There is certain coverage that is excluded from the terms. These may include the permit fees, haul-ways, outdoor items, pools, ductwork, items that are misused, damaged on purpose, or not properly maintained before the closing. Before signing into a home warranty, make sure to read and understand the terms and conditions properly to avoid misinterpretation and confusion. 

The Process of Home Warranty

Though a home warranty may offer different coverages, the process of contacting them about their services is the same. If you have broken or non-working appliances, you may follow the steps below.

• Call your home warranty company. 
• The warranty company will call the partnered contractor or provider.
• The contractor will call the homeowner for an appointment.
• The contractor will diagnose and evaluate the problems and get the approval of your home warranty company. 
• The contractor will do the job. 
• The homeowner will pay a certain service fee to the contractor. It may also vary to contract coverage. 

If you have availed of your home warranty, always call the company to get the mishap done. Please do not make any DIY repairs or hire a non-approved contractor because the company will not take responsibility for it. It is appropriate to contact the company to see if the problem is still part of the coverage before negotiating about it. 

The Cost of Home Warranty

Anything that includes services will cost you hundreds of dollars a year. The amount will also vary on the house features, including the home size, property type, property’s age, and the condition of the items. On top of that, some items are not included in the plan that needs to get fixed.

Homeowners may enhance the coverage for additional services that will also cost additional hundreds of dollars a year, but this may depend on the items’ nature. Add-ons may include home systems such as pools, spas, plumbing, ventilation, electricity, and others. Once the policies get expired, you can renew the policy for continued benefits.

The Benefits of Home Warranty

Even if you have impressive DIY skills in repairing any appliances, it is appropriate to get a home warranty. It will secure you with unforeseen expensive repair and services. Although going DIY on repairs can save a lot of money, you’re effectively voiding your warranty if you carelessly open and repair everything by yourself. The next time something breaks down, you won’t be able to seek their services as you already voided your warranties.

As such, make sure to evaluate the age and condition of your home appliances and system. Know and understand the cost of repairing and replacing those items, especially if you have an expensive appliance. See to it that the plan will provide you the equivalent worth. In that manner, you can save up and spend your money on other expenses, most especially if you don’t have an emergency fund. 

Takeaway

Before buying a house, make sure to gain extra benefits that will save you from spending expensive bills along the way. Be wise in purchasing a house, inspect the areas, and know the additional bonuses that the seller can offer. A home warranty will both benefit you and the seller. It will give you protection for your appliances, and at the same time, the seller will be at peace with any possible damages that might occur after the deal. 

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